Medical Check Up

Pre-policy Medical Check-up by Capital Taiyo Life Insurance

Your health is an investment, Not an expense!

Why do CTLI ask for Pre-policy medical check-up?

To suggest the right policy based on your requirement.

To suggest the right premium.

To avoid falling under non-disclosure.

Benefits of Pre-policy medical check-up.

You can find out your health status yourself.

Reduce the risk of claim denial.

Get discount for medical check-up.

Coverage as per health status.

Terms and Conditions

1. Medical screening will be conducted by physicians from hospitals/clinics recognized by the Ministry of Health and Sports, Myanmar. 2. Medical screening will only be conducted in CTLI’s Partner hospitals and clinics. 3. CTLI will decide appropriate medical check-up packages for customers and CTLI’s medical check-up packages will only be valid. 4. Medical records will be reviewed by CTLI’s underwriting team and its decision will only be valid.

Frequently Asked Questions

Usually, the CTLI bears 5% of first premium amount for medical tests and the insurer bears the rest of total medical cost.

In case of unfavorable findings in the medical report, the issuance of the policy depends on the insurance company. If the finding is not very severe, for instance you have a slightly high blood sugar level or hypertension, the policy can be issued after loading the premium. In other cases, the insurance company might limit the amount of sum assured that you might avail. However, if the medical reports are severely adverse, the policy would not be issued and would be rejected.

List of available hospitals for Medical check-up