Special Travel Insurance
Age limitation
No Age limitationPolicy Term
Coverage for one whole tripPremium
MMK 3,00
Determination of compensation rates
Death or personal injury in relation to travel insurance compensation: The rates of compensation for permanent disability are specified in the attached table.Regarding Highways: Compensation for the Death of Specially Insured Persons and Injury Rates
| No | Content | On the insured sum |
|---|---|---|
| 1. | Death | 100% |
| 2. | Skull fracture | 20% |
| 3. | Total blindness in both eyes | 80% |
| 4. | Total blindness in one eye | 40% |
| 5. | Injury to one eye | 12% |
| 6. | Fracture of the eye | 12% |
| 7. | Facial and head disfigurement | 40% |
| 8. | Temporal bone fracture | 12% |
| 9. | Jaw fracture | 12% |
| 10. | Cheekbone fracture | 12% |
| 11. | Nasal fracture | 8% |
| 12. | Frontal bone fracture | 12% |
| 13. | Hearing loss in both ears | 40% |
| 14. | Hearing loss in only one ear | 20% |
| 15. | Total severing of both ears | 24% |
| 16. | One side of the ear is completely severed | 12% |
| 17. | Injury to the ear | 8% |
| 18. | Injury to one ear resulting in partial deafness | 10% |
| 19. | Fracture of ear cartilage | 12% |
| 20. | A fractured tooth | 2% |
| 21. | Gum fracture | 8% |
| 22. | Neck fracture. | 40% |
| 23. | Total severing of both arms, from the base of the arm to the wrist | 80% |
| 24. | Total severing of one arm, from the base of the arm to the wrist | 40% |
| 25. | An thumb is completely severed from any location | 8% |
| 26. | Finger amputation | 7.2% |
| 27. | Middle finger, Ring finger, Little finger amputation | 6% |
| 28. | Fracture of the shoulder or clavicle | 8% |
| 29. | Total fracture of both arms somewhere from the base of the arm to the wrist | 24% |
| 30. | A fractured arm occurs somewhere from the base of the arm to the wrist | 12% |
| 31. | A thumb fracture | 3.2% |
| 32. | Fracture of the remaining finger | 2% |
| 33. | Humerus fracture | 4% |
| 34. | Total severing of any limb severed from the wrist to the fingertips or from the ankles to the feet | 30% |
| 35. | Fracture of the distal end of the wrist or ankle | 12% |
| 36. | Total severing of both legs, from the thigh to the ankle | 80% |
| 37. | Total severing of one leg from the thigh to the ankle | 40% |
| 38. | Total fracture of both legs somewhere from the thigh to the ankle | 24% |
| 39. | Total fracture of one leg somewhere from the thigh to the ankle | 12% |
| 40. | A big toe fracture | 7.2% |
| 41. | Total loss of another toe, excluding the big toe | 6% |
| 42. | A broken leg | 2.4% |
| 43. | Fracture of the remaining toe | 2% |
| 44. | Ankle bone fracture | 4% |
| 45. | A limb-length discrepancy | 8% |
| 46. | Ankle fracture | 12% |
| 47. | Heel fracture | 12% |
| 48. | Spine fracture | 40% |
| 49. | A rib fracture | 8% |
| 50. | Fracture of the shoulder or clavicle | 16% |
| 51. | Severe injury to another part of the body | 40% |
| 52. | Ordinary injury to another part of the body | 12% |
| 53. | One hip fracture | 12% |
| 54. | Two hip fracture | 24% |
| 55. | Hip fracture | 20% |
| 56. | Tailbone (Coccyx) fracture | 12% |
| 57. | Fracture of the pubic bone | 12% |
| 58. | Patellar or Kneecap Fractures | 12% |
| 59. | Fracture of the pubic bone | 8% |
| 60. | Ruptured bladder | 20% |
| 61. | Liver tear | 40% |
| 62. | Spleen injury | 20% |
| 63. | Abdominal dissection | 20% |
| 64. | Kidney stones | 20% |
| 65. | Hysterectomy (removal of the uterus) | 20% |
| 66. | Vaginal tear and stitching | 12% |
| 67. | Having to remove the male organ; compensation is given in percentage; if given in percentage, it must be paid in percentage | 20% |
| 68. | Splenectomy injury | 20% |
| 69. | Dislocation | 8% |
| 70. | Nail replacement procedure | 8% |
| 71. | Presence of blood, air, and water in the lungs | 8% |
| 72. | Skin Graft | 12% |
| 73. | Injury | 5% |
Passengers are covered for death and injury caused directly or indirectly by the vehicle throughout the entire journey, from the beginning to the end. However, coverage is not available for death or injury due to the following conditions:
Occurrence caused by pre-existing physical deficiencies and existing diseases
Mental illness
Self-suicide
Deliberate self-inflicted injuries
Childbirth, Miscarriage
Engaging in hazardous activities
Intentional violation of the law with the intent to commit a crime
Drug use
This insurance policy does not provide coverage for damages caused by war, strikes, riots, civil wars, terrorist destruction, or civil unrest.
Occurrence caused by pre-existing physical deficiencies and existing diseasesMental illnessSelf-suicideDeliberate self-inflicted injuriesChildbirth, MiscarriageEngaging in hazardous activitiesIntentional violation of the law with the intent to commit a crimeDrug useThis insurance policy does not provide coverage for damages caused by war, strikes, riots, civil wars, terrorist destruction, or civil unrest.In the event of death, you will be entitled to a benefit of up to MMK 3,000,000. If injured, proportionate rates will be available, with a maximum benefit of up to MMK 2,400,000.In the event of death, a claim must be requested within one year. For injuries, a claim must be requested within two (2) years. No benefits will be provided for requests made after this period.